MAPFRE Economics Magazine


MAPFRE S.A., with registered offices at Carretera de Pozuelo de Alarcón nº 52 Majadahonda 28222 Madrid (Spain), is the owner of this website and is responsible for any personal data users may provide over this website.

Users are hereby informed and consent to have their data processed whilst browsing this webpage and those that are generated due to use it, including any communications or international transfers of data that may be made, for the purposes indicated in the section entitled “What is the purpose of handling your personal data?”

If the data thus provided refers to individuals other than the user, the user will attest to have obtained and received the prior consent, and to have informed the data subjects of the data processing purposes, the data communication and of the other terms envisaged in the Additional Data Protection Information section.

Users hereby declare that they are above the age of 13. Similarly, if the data thus provided during the navigation of the webpage are from a minor, as the minor’s parent or guardian, the applicant expressly authorises the processing of the data that have been provided for managing the purposes specified in the information on data protection.

Users attest to the accuracy and truthfulness of the personal data thus provided, agreeing to keep them duly updated and to notify MAPFRE of any changes that may occur to them.

The use of this website is subject to the Privacy and Personal Data Processing Policy, the Conditions of Use, and the Cookies Policy detailed below. Please read them carefully. Accessing this website and using the materials contained herein means that you have previously read and accepted these terms without reservations.


Who is in charge of processing your personal data?
The personal information and/or data you provide us (including any health information) are entered into a file placed under the responsibility of:

Identity: MAPFRE S.A., con CIF A-08055741.
Postal Address: Carretera de Pozuelo de Alarcón nº 52 Majadahonda 28222 Madrid (España).
Contact of the Data Privacy Officer:

Which data do we store?
MAPFRE obtains information about its users. The data we store are:

a) The domain name of the provider (ISP) that provides them access to the network. For example, a user of provider XXX would be identified with the domain
b) The date and time of access to our website.
c) The internet address that linked to our website.

What is the purpose of processing your personal data?
MAPFRE will process any personal data submitted voluntarily during the Webpage navigation, including healthcare data, together with any data that it may obtain or generate from navigating internet websites or from other sources for the following purposes:

• Offering user more personalised browsing.
• Preparation of statistics on the countries and servers that most often visit the website.
• Knowledge of the times of higher visit traffic to the website, as well as the performance of precise adjustments to prevent access problems.
• Knowledge of the effectiveness of the various buttons and links to our server, in order to boost those that provide the best results.
• Maintenance of a record of the user web route activity.

This website is being measured with solutions from Google Analytics. These solutions use trademarks in the webpages and anonymous cookies to analyse information on the audience (e.g. number of visits, length of the visit, etc.), users’ sociodemographic data, and records of their behaviour in our webpages (e.g. traffic sources, pages viewed, preferred sections, etc.). Further information on Google Analytics privacy policy can be viewed at Google Analytics OF THE MEASUREMENT SOLUTIONS PROVIDER’S PRIVACY POLICY].
All of the data that are collected and the processing and the purposes indicated above, are necessary or are related to the proper service and management of the webpage, and if applicable, maintenance, implementation and oversight of the relationship with MAPFRE.

How long will we keep your personal data?
The personal data thus provided will be held for a certain amount of time based on the following criteria: (i) the legal obligation to hold them; and (ii) requests for deletion from the data subject in applicable situations.

Under what legitimation is your data processed?
The legal basis for processing your data under the purposes included in the section entitled ”What is the purpose of processing your personal data?” is the consent of the data subject.

Who are the recipients of your data?
MAPFRE S.A. may only communicate your data for the purposes specified in the section entitled “What is the purpose of processing your personal data?”, to other companies in the MAPFRE Group (, and its subsidiaries and investees, to the MAPFRE Foundation, and to any third parties with which it may sign collaboration agreements.
Furthermore, any company in the MAPFRE Group (, or its subsidiaries and investees may communicate these personal data to any of the aforementioned entities for the purpose of maintaining integrated and centralised management of interested parties’ relationships with the various MAPFRE Group companies, and interested parties may benefit from access to their data from any of these companies, in all circumstances in accordance with the applicable personal data protection legislation, with no need for the interested parties to be notified of each first communication that is made.
Data may be transferred internationally to third-party countries or international organisations for which there may or not be a European Commission adaptation decision regarding such data. Any international transfers to countries that cannot guarantee a proper level of protection will only be made in exceptional cases where strictly necessary for the proper implementation of the contractual relationship.

What rights do you have when providing us your data?
Under the terms and within the scope established in prevailing regulations, any person is entitled to request the following rights:

• Access: Know what personal data has MAPFRE S.A..
• Rectification: Request the rectification of your inaccurate data.
• Erasure: Request the erasure of your data when, among other reasons, they are no longer necessary for the purposes for which they were collected.
• Limitation of processing: Request that we suspend the processing of your data if, for example, the data is inaccurate or the processing is unlawful, and may nevertheless be processed for the exercise or defence of possible claims, the protection of another person’s rights or for reasons of public interest.
• Objection: To oppose the processing of your data, except when it is necessary for, among other reasons, the development of the contractual relationship, if any, or for the exercise or defence of possible claims.
• Portability: Receive your personal data in a structured, commonly used and legible format, or request its transmission to another responsible when it is technically possible.

We remind you that you can also, at any time, revoke the consent given for the processing of your data, if applicable.

The above rights may be exercise directly by the owner of the data or through a legal or voluntary representative, by sending a written communication to Corporate Office of Privacy and Data Protection, Carretera de Pozuelo, 52, 28220 Majadahonda, Madrid [POSTAL ADDRESS OF THE AREA IN CHARGE OF THE PROCESSING OF RIGHTS].

Additionally, we inform you that you can register a complaint with the Privacy and Data Protection Agency when you consider that we have not treated your data in accordance with the regulations, through the website enabled for this purpose by the corresponding Supervisory Authority.

The user is understood to have been informed and to accept the conditions established above if they continue to navigate through the website, and, if applicable, if they click on the “SEND/CONTINUE/CALCULATE” button on data collection forms.

MAPFRE S.A. will not be held liable for the information on this website originating in sources outside the MAPFRE Group, as well as for the contents not prepared by it.

The function of the links on this webpage is exclusively to inform the user of the existence of other information sources on the matter on the Internet, where they may obtain additional data. MAPFRE S.A. will in no case be responsible for the result obtained through those hyperlinks.

The owner of the domain is MAPFRE S.A., with A-08055741, registered offices at Carretera de Pozuelo de Alarcón, nº52 Majadahonda 28222 Madrid (España), and registration information Registro Mercantil de Madrid, Tomo 307, Sección 3ª, Folio 1, Hoja M-6152, Inscripción 251ª].

Users must agree to make good use of the website, with “good use” defined as use in accordance with the legislation in force, good faith, and public order.

Users will also agree not to use the website for fraudulent purposes and not to perform any action with intent to damage, disable or overload the website, or that may impede its normal use and functioning in any way.

Users are hereby informed that in the event of a violation of the Conditions of Use, or of the Privacy Policy or any other terms and conditions specified on the MAPFRE website, MAPFRE reserves the right to limit, suspend or block access to the website using any technical means it may deem necessary to achieve this.

All rights reserved. The design of the website and its source codes, and the logos, trademarks and other distinctive signs appearing herein are property of MAPFRE and are protected by the corresponding industrial and intellectual property rights.

Except where authorised in writing by the copyright holders, any reproduction, distribution, transformation, manipulation, public communication or any other full or partial type of free or pay use of the texts or images appearing on this website or of any of the content herein, is strictly prohibited.

MAPFRE S.A. reserves the right to make, at any time and without previous notice, any amendments, changes, erasures, or cancellations in the contents and their form of presentation that are seen fit, be it temporarily or definitively. Users should ensure that they use the updated version at all times. This power does not grant users any right to receive compensation for damages and losses.

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