MAPFRE Economics Magazine


The new issue of the Economics and Insurance magazine is now available. In this thirteenth biannual publication, we highlight a selection of four articles that analyze solvency regimes throughout the world, the current situation of monetary policy, the challenges posed by trending and current risks, and finally, under the title “How to facilitate longer working lives and flexible transitions to retirement” we have the special collaboration of Carlos-María Alcover, Professor of Group and Organizational Psychology at Universidad Rey Juan Carlos.

In this edition MAPFRE Economics invites you to read the first of its articles “Insurance solvency regulation systems outlook”, which explains the evolution of insurance solvency regulation systems at the global level, emphasizing the transition toward risk-based schemes that seek to guarantee the financial stability of the insurance industry, all in the context of a regulatory environment that considers the particularities of financial conglomerates and the need for international oversight. You can also consult the I-RBR summary index that provides an identification of the degree of progress of the different countries and their regulatory frameworks in terms of their steps from basic risk-based regulation (Solvency I), toward regulation focused on Solvency II-type schemes.

The second article in this edition, “Monetary Policy”, draws the current economic outlook in which the United States Federal Reserve has maintained interest rates based on macroeconomic data and notes that the monetary policy timetable appears less favorable than expected, with risks of fewer cuts than expected. On the other hand, the ECB remains in a reflective episode, waiting for internal and external signs of change that will allow it to take the first steps towards a somewhat divergent easing process.

The third article, “Risk environment 2024-2026: classification and analysis“, invites us to reflect on short and long-term vulnerabilities and risks, seeking the literary consensus that revolves around them, where geopolitical and financial risks stand out with higher probability and severity compared to previous years, along with other persistent risks such as inflation, energy market and climate change risks, within the general economic, environmental, social and technological risks.

The fourth and final article, “How to facilitate longer working lives and flexible transitions to retirement”, attempts to contextualize the extension of working life by considering the sociodemographic characteristics of today’s society, marked by population aging and, in particular, by the significant increase in life expectancy at 65 years of age.

We hope these articles in the new edition of the magazine capture readers’ interest and offer a new opportunity to explore the dynamic and constantly evolving economic outlook in insurance.

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